Is 399Apps good for wholesale and trading businesses?

399Apps vs TallyPrime for wholesale trading: key differences

How 399Apps compares to TallyPrime for a wholesale or distribution business. Prices exclude GST.

Pricing reflects publicly listed plans and is indicative; verify current pricing with each vendor.

Party ledger and credit management — know exactly who owes you

The number-one pain for wholesale traders is receivables: you move goods on credit, and tracking what each party owes — and for how long — becomes a full-time job. Most affordable billing apps give you a flat outstanding list. That is not enough when you have 50 parties, some 15 days overdue and some 90.

Nidhi Books keeps a party-wise ledger for every customer. The AR aging view breaks outstanding into 30-day buckets — current, 30 days, 60 days, 90+ days — so you can see at a glance who needs a payment reminder and who has crossed your credit limit. You can set a credit limit per party and the system flags when a new order would push them over it before you raise the invoice.

Payment reminders go out directly over WhatsApp — share the outstanding statement or individual invoice in one tap, with a UPI payment link. For regular parties, the ledger history shows every transaction, every return, and every partial payment in sequence, so reconciliation at month-end is reading a list rather than cross-checking spreadsheets.

Multi-godown inventory with purchase orders and stock transfers

Most cheaper billing tools either skip multi-godown entirely or lock it behind an expensive premium tier. Nidhi Inventory includes multi-godown management in the standard plan: you set up each godown or warehouse as a location, and every purchase receipt, dispatch, and inter-godown transfer updates the right location in real time.

The purchase order workflow covers the full indent-to-stock cycle: raise a PO to a supplier, receive goods against it (partial receipts are handled), and the stock lands in the correct godown. When you dispatch to a retailer or dealer, the outward entry draws from the right godown. Godown-wise stock reports show you live levels at each location without a phone call to check.

For inter-godown transfers — moving stock from your main warehouse to a branch godown or vice versa — you raise a stock transfer that debits one location and credits the other, keeping your aggregate stock count accurate. This workflow is what separates a real inventory tool from a billing app that lets you pick a "location" on an invoice.

GST compliance for traders — e-invoice, e-way bill, and GSTR-1

Wholesale traders have three GST obligations that retail-focused billing apps often handle poorly: high-volume B2B invoicing with correct place-of-supply for inter-state IGST, e-invoice generation for turnover above the mandate threshold, and e-way bill creation for goods movement above ₹50,000.

Nidhi Books handles all three. B2B invoices carry HSN codes, quantity, and correct IGST/CGST/SGST based on the buyer's GSTIN and state — you enter the party's GSTIN once in the master and the tax splits automatically on every bill. E-invoice (IRN + QR) is generated from within the app for mandated businesses. E-way bills are raised against dispatch entries for qualifying consignments.

GSTR-1 outward supply data exports in the standard format your CA or GST portal expects — you do not re-enter the same sales data twice. GSTR-3B liability is computed from your invoices so you can verify your payment before filing. For traders with multiple GSTINs across states, the books can be kept separately per entity — each GSTIN is a separate account, billed as a separate 399Apps subscription.

Unlimited users — no extra cost as your team grows

A wholesale or distribution business typically has multiple people who need billing access: the owner or manager, purchase staff who enter incoming bills, a sales executive or two who raise dispatch invoices, a godown keeper who updates stock, and an accountant who reconciles the books. On per-seat software like Tally Gold (₹67,500 for multi-user) or Zoho Books (₹1,440/month for the first user, more for each additional), staffing up gets expensive fast.

Every 399Apps plan includes unlimited users at no extra cost. Your billing team, godown staff, sales team, and CA can all have logins with the role-based access you configure — who can raise invoices, who can see ledgers, who can approve POs, who has read-only access to reports. Adding a new staff member or a second godown keeper costs nothing beyond the flat monthly per-app fee.

The full wholesale kit — Nidhi Books, Nidhi Inventory, and Nidhi Vendor Management (supplier document portal) — costs ₹1,197/month total, regardless of how many users you add. A 14-day free trial is available (no card required).